[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ligus.cz\/je-vyhodnejsi-leasing-nebo-spotrebitelsky-uver-na-auto\/#Article","mainEntityOfPage":"https:\/\/www.ligus.cz\/je-vyhodnejsi-leasing-nebo-spotrebitelsky-uver-na-auto\/","headline":"Je v\u00fdhodn\u011bj\u0161\u00ed leasing nebo spot\u0159ebitelsk\u00fd \u00fav\u011br na auto","name":"Je v\u00fdhodn\u011bj\u0161\u00ed leasing nebo spot\u0159ebitelsk\u00fd \u00fav\u011br na auto","description":"Bohu\u017eel se zd\u00e1, \u017ee se v dne\u0161n\u00ed dob\u011b ani p\u0159i pom\u011brn\u011b dobr\u00e9 \u00farovni ve\u0159ejn\u00e9 hromadn\u00e9 dopravy valn\u00e1 \u010d\u00e1st populace bez automobilu zkr\u00e1tka neobejde. V mnoha zam\u011bstn\u00e1n\u00edch je dokonce \u0159idi\u010dsk\u00fd pr\u016fkaz vy\u017eadov\u00e1n, a n\u011bkdy i vlastn\u00ed v\u016fz \u2013 o v\u00fdhod\u00e1ch, jako mo\u017enost zajet si kdykoliv a kamkoliv pot\u0159ebuji bez nutnosti studovat j\u00edzdn\u00ed \u0159\u00e1d (zvl\u00e1\u0161t\u011b v mal\u00fdch …","datePublished":"2025-10-10","dateModified":"2025-10-10","author":{"@type":"Person","@id":"https:\/\/www.ligus.cz\/author\/#Person","name":"","url":"https:\/\/www.ligus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/baa231f7e1963b29d6549eb0e137b049d877d4e97c51386f463c7d4fc98329bd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ligus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ligus.cz\/wp-content\/uploads\/auto1_10_10_10_10_10_10_10_10_8.jpg","url":"https:\/\/www.ligus.cz\/wp-content\/uploads\/auto1_10_10_10_10_10_10_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.ligus.cz\/je-vyhodnejsi-leasing-nebo-spotrebitelsky-uver-na-auto\/","about":["Slu\u017eby"],"wordCount":430,"articleBody":"       Bohu\u017eel se zd\u00e1, \u017ee se v dne\u0161n\u00ed dob\u011b ani p\u0159i pom\u011brn\u011b dobr\u00e9 \u00farovni ve\u0159ejn\u00e9 hromadn\u00e9 dopravy valn\u00e1 \u010d\u00e1st populace bez automobilu zkr\u00e1tka neobejde. V mnoha zam\u011bstn\u00e1n\u00edch je dokonce \u0159idi\u010dsk\u00fd pr\u016fkaz vy\u017eadov\u00e1n, a n\u011bkdy i vlastn\u00ed v\u016fz \u2013 o v\u00fdhod\u00e1ch, jako mo\u017enost zajet si kdykoliv a kamkoliv pot\u0159ebuji bez nutnosti studovat j\u00edzdn\u00ed \u0159\u00e1d (zvl\u00e1\u0161t\u011b v mal\u00fdch obc\u00edch, kam autobus zaj\u00ed\u017ed\u00ed dvakr\u00e1t denn\u011b) nemluv\u011b. Ov\u0161em pokud se nechceme spokojit s polorozpadl\u00fdm vrakem \u010di vozidlem pochybn\u00e9ho p\u016fvodu, mus\u00edme se p\u0159ipravit na to, \u017ee n\u00e1s to bude n\u011bco st\u00e1t. Jedn\u00e1 se o vy\u0161\u0161\u00ed des\u00edtky tis\u00edc korun, v n\u011bkter\u00fdch p\u0159\u00edpadech i statis\u00edce, a to mluv\u00edme pouze o ojet\u00fdch autech.Nov\u00e9 v\u00e1s bude st\u00e1t mnohem v\u00edce. A pravdou zkr\u00e1tka je, \u017ee v\u011bt\u0161ina z n\u00e1s tolik pen\u011bz prost\u011b a jednodu\u0161e k dispozici nem\u00e1. Co tedy d\u011blat, pokud auto nutn\u011b pot\u0159ebujeme? Asi jedin\u00fdm \u0159e\u0161en\u00edm je p\u016fj\u010dka, a ta m\u016f\u017ee m\u00edt v tomto p\u0159\u00edpad\u011b dv\u011b podoby. Bu\u010f si vezmeme leasing, nebo spot\u0159ebitelsk\u00fd \u00fav\u011br na auto Goldbanking. Valn\u00e1 \u010d\u00e1st lid\u00ed v\u0161ak nev\u00ed, \u010d\u00edm se od sebe tyto dv\u011b varianty li\u0161\u00ed, a nemohou tak spr\u00e1vn\u011b ur\u010dit, kter\u00e1 z nich pro n\u011b bude v\u00fdhodn\u011bj\u0161\u00ed. M\u011bli bychom se tedy na ty rozd\u00edly pod\u00edvat.V prvn\u00ed \u0159ad\u011b je zde ot\u00e1zka vlastnictv\u00ed. Pokud si automobil po\u0159\u00edd\u00edme na leasing, pak tento z\u016fstane majetkem firmy, kter\u00e1 n\u00e1m p\u016fj\u010dku poskytla, a\u017e do jej\u00edho \u00fapln\u00e9ho splacen\u00ed. Teprve tehdy p\u0159ejde vlastnictv\u00ed na n\u00e1s. U spot\u0159ebitelsk\u00e9ho \u00fav\u011bru je tomu jinak. Zde jsme pr\u00e1voplatn\u00fdmi vlastn\u00edky automobilu ji\u017e od po\u010d\u00e1tku.M\u016f\u017eeme se tedy pt\u00e1t, pro\u010d by si vlastn\u011b n\u011bkdo bral leasing, kdy\u017e podm\u00ednky u spot\u0159ebitelsk\u00e9ho \u00fav\u011bru jsou lep\u0161\u00ed. D\u016fvodem jsou p\u0159edev\u0161\u00edm pen\u00edze. U leasingu jsou \u010dasto mnohem v\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky, nap\u0159\u00edklad ni\u017e\u0161\u00ed \u00fav\u011br. A je to pochopiteln\u00e9, nebo\u0165 maj\u00ed z\u00e1ruku v podob\u011b auta, kter\u00e9 mohou zabavit, pokud nebudete platit. N\u011bco takov\u00e9ho u spot\u0159ebitelsk\u00e9ho \u00fav\u011bru neexistuje, tak\u017ee se mus\u00edme p\u0159ipravit na to, \u017ee nakonec zaplat\u00edme v\u00edce. Je pak na n\u00e1s, pro kterou z mo\u017enost\u00ed se rozhodneme.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je v\u00fdhodn\u011bj\u0161\u00ed leasing nebo spot\u0159ebitelsk\u00fd \u00fav\u011br na auto","item":"https:\/\/www.ligus.cz\/je-vyhodnejsi-leasing-nebo-spotrebitelsky-uver-na-auto\/#breadcrumbitem"}]}]